Adds the interest of the owner of land to the tenant's policy. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . . CG 25 02 Amendment of Limits of Insurance. Adding an endorsement to the policy that applies the aggregate limit to each location (rather than to all locations) expands your coverage at very little cost. A . Excludes the professional liability exposure of veterinarians and veterinary hospitals. Provides coverage for the pollution exposure accompanying the removal, replacement, repair, encapsulation or enclosure of hazardous materials. Blanket Primary Additional Insureds and Blanket Waiver of Subrogation automatically included ; Multiple carrier options with Minimum Premiums starting at $750; Per Project Aggregate Endorsement automatically included; Incidental professional coverage available for licensed contractors; Broad Contractual Liability Coverage If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Eliminates so-called "blanket" contractual liability coverage by redefining an insured contract to include only incidental contracts in paragraphs "a" through "e" of the definition. Provides additional insured status to a designated person or organization on a contractors policy for completed operations exposures. Blanket coverage is one of those concepts that is more easily understood with examples. Provides products liability for a retail drug store, but excludes professional liability coverage arising out of consulting, referral or similar services, etc., with an exception for administering of vaccinations. Details. Adds a premises owner or manager as additional insured under tenant's policy. This is a Federal Highway Administration (FHWA . CG 26 39 Texas Changes - Employment-Related Practices Exclusion. Amends policy provisions to comply with Texas Condominium Law. Kiehl's facial fuel transformer. Affords occurrence liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. b. See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Limits coverage afforded by Liquor Liability coverage part, CG 00 33, to the premises designated on the endorsement, or newly acquired premises for 30 days. Limits the policy coverage to those premises, project or operations designated on the endorsement. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Obligates the insurer to provide notice to a person or organization named in the endorsement in the event of cancellation or material change that reduces or restricts the insurance. Amends the limits of liability after policy inception. Each is $250, so the insured asked about a blanket endorsement. Coverage for additional insured applies only to current operations of insured (not past) and not to any work performed for the additional insured. Removes all of paragraph (1.) This endorsement is used with auto service risks insured on a CGL, such as car washes, repair shops and tire dealers. work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or 2. Creates an exception to the pollution exclusion; covers escape of pollutants at an identified place and time that begins and ends within 48 hours when caused by certain named perils. Protects a railroad company from liability arising out of operations performed on or near railway property. CG 33 90 Texas Changes - Amendment of Insured Contract DefinitionAmends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. See CG 21 60 for an absolute Year 2000 exclusion. This endorsement was withdrawn from use in 2013. a. NY & IL: $2,000,000 per occurrence and $4,000,000 aggregate. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. 456 Market St - Building: $2,000,000. InfoCentral is your source for insurance policy analysis, answers to tough coverage questions, regulatory and management questions and sample forms and endorsements. Provides coverage on a claims-made basis for loss of electronic data caused by the insured. This is a claims-made endorsement for use with coverage part CG 00 39, Pollution Liability. Eliminates the $50,000 of legal liability coverage for negligent damage to rented premises. Adds members, trustees and clergymen as additional insureds for liability arising out of church activities. Allows for the arbitration of disputes between the company and the insured, without the arbitrator's decision being binding on any party. ", CG 22 95 Exclusion Damage To Work Performed By Subcontractors On Your Behalf Designated Sites Or Operations, CG 22 96 Limited Exclusion Personal And Advertising Injury Lawyers, CG 22 99 Professional Liability Exclusion Web Site Designers, CG 23 01 Exclusion Real Estate Agents or Brokers Errors or Omissions, CG 24 04 Waiver of Transfer of Rights of Recovery Against Other To Us, CG 24 05 Financial Institutions (Reporting Provision and Limitation to Fiduciary Interest), CG 24 06 Liquor Liability - Bring Your Own Alcohol Establishments, CG 24 07 Products/Completed Operations Hazard Redefined, CG 24 11 Fiduciaries - Fiduciary Interest, CG 24 13 Amendment of Personal and Advertising Injury Definition, CG 24 17 Contractual Liability - Railroads, CG 24 18 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 19 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 20 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 21 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 22 Amendment of Coverage Territory Worldwide Coverage, CG 24 23 - Amendment of Coverage Territory Additional Scheduled Countries, CG 24 24 - Amendment of Coverage Territory Worldwide Coverage With Specified Exceptions, CG 24 25 - Limited Fungi or Bacteria Coverage, Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions. The Aggregate Limits Per Project coverage enhancement applies a separate general aggregate limit for ongoing operations at each construction project away from premises owned or rented to the insured. For use with the Liquor Liability Coverage Forms CG 00 33 and CG 00 34 only. 456 Market St - Contents: $500,000. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Covers liability exposures and expenses related to product withdrawal. Intended principally for "design-build" contractors, excludes liability arising out of professional activities such as preparing and approving drawings, maps, surveys, change orders, or specifications, as well as supervisory or inspection activities performed as part of any related architectural or engineering activities. - 30 Days Notice of Cancellation Required. CG 24 52 Limited Coverage for Designated Unmanned Aircraft (Coverage B Only). See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. GL Endorsements: 1. After unloading, the exposure is covered by the CGL. For use with OCP coverage part, CG 00 09, this amends the bodily injury definition to include the personal injuries of false arrest, detention or imprisonment. Must be attached to policies insuring churches. 5 commonly requested endorsements for contractors | State Auto This endorsement modifies the pollution exclusion so that coverage is afforded for off-premises pollution accidents involving fuels or lubricants brought to a job site by a contractor. 3. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. See Commentary in the Policy Guide. IL 00 21 - Nuclear Energy Liability Exclusion Endorsement (Broad Form). Adds the interest of the owner of equipment to a policy covering the named insured who leased the equipment. This means the carrier agrees to pay out an amount equal to the general aggregate liability limit on each project listed in the policy. This form can be modified with endorsement CG 28 07 to apply to any principal's liability for the acts of agents. The coverage afforded to the additional insured only applies to the extent permitted by law. The Designated Location General Aggregate Limit is the most we will pay for the sum of all damages under Paragraph . Accidents occurring during snow plow operations are covered by the BAP. PLEASE READ IT CAREFULLY. Excludes liability coverage arising out of actual or threatened abuse or molestation of a person in the custody of any insured or employee. Protection is afforded only for liability arising out of the named insured's maintenance, operation or use of the equipment. Excludes all liability arising out of the products and completed operations hazards. Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. The contractual assumption must relate to the perils of false arrest, detention or imprisonment. Covers the insured's legal liability for damages caused by an act, error or omission in the administration of employee benefit programs, on a claims-made basis and subject to limits shown in the endorsement. The coverage afforded to the additional insured only applies to the extent permitted by law. Question: I have a concern regarding Per Project Aggregate Endorsements. This endorsement was withdrawn from use in 2012 but reinstated in 2013. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere. (Note: ISO withdrew this endorsement with the 2013 edition, as these changes were incorporated into the basic coverage form. Applies the general aggregate limit separately to each project of the insured. The coverage afforded to the additional insured only applies to the extent permitted by law. Make Bends, Offsets Or Saddles In PVC. Not approved for general use in Texas, but could be used on a "large risk." A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. The Designated Construction Project General Aggregate Limit is the most we will pay for the Provides for annual premium adjustment when the policy is issued for a term longer than one year. See CG 32 09 for Texas-approved form. This coverage may include potentially risky exclusions and reflect the following estimated terms and limits: $1,000,000 per occurrence. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. As for the "per project" basis, the general aggregate limit will apply to each project that the policyholder works on. Excludes coverage for personal and advertising injury exposures arising out of a lawyers professional services, as an alternative to excluding all personal and advertising injury coverage for lawyers. This endorsement extends coverage under Pollution Liability coverage form, CG 00 39, to include expenses associated with voluntary cleanup of a pollution discharge, if done to prevent damage. . What is a Each Occurrence Limit? Excludes property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. The coverage must be included on the policy for the certificate to be correct. Eliminates volunteer workers from the definition of insured. Coverage shall provide and encompass at least the following: i. X, C and U hazards, where applicable; ii. Excludes all liability arising out of silica or silica-based dust. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Provides separate coverage for the products and completed operations exposures can be provided using this claims-made form. Per project aggregate endorsement; iii. Removed all of Coverage B - Personal and Advertising Injury Liability. Used as an alternative to mandatory endorsement CG 21 06 to add coverage for property damage to electronic data when such damage arises out of physical injury to tangible property, subject to a separate limit. CG 25 14 Designated Location(s) Aggregate Limit. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes all liability arising out of the professional services designated on the endorsement. Not approved for general use in Texas, but could be used on a "large risk." Excludes premises, operations and products liability Coverage A and B claims arising out of the premises designated in the endorsement. A per project aggregate endorsement modifies your General Liability policy so that you have a separate and distinct limit of coverage for each project upon which you work. Since the endorsement excludes personal and advertising injury, including libel, slander and invasion of privacy, insurance professionals should be certain their E&O policy covers these claims. Also excluded is the costs of "reducing any property" to physical possession above the surface of the ground, as might be required following a well blowout. Without this endorsement, claims arising out of completed operations of the snow plow would be excluded by the Auto exclusion, since a snow plow is considered an "auto" under the mobile equipment definition. Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (Capped at $5MM) Third Party Cancellation Notification: Mandatory endorsement for the products and completed operations claims-made coverage form. Adds individual townhouse owners as additional insureds for liability as a member of the townhouse association. Excludes all liability arising out of fungi (including mold) or bacteria, including the costs of remediation. Heavy duty cord and thermostat for long life. Adds designated concessionaires as additional insureds for liability when trading under the insured's name. Provides coverage for property damage to underground resources and equipment, establishing a special Aggregate limit for the coverage. Excludes all liability arising out of and occurring during the course of the movement of any building or structure, either by auto or "mobile equipment". Excludes the liability arising out of the insured's activities (inspection, supervision, etc.) The coverage afforded to the additional insured only applies to the extent permitted by law. Same as CG 24 17 except the coverage does not apply to the sole negligence of the indemnified railroad. This is usually used by contractors and companies that do project related work since they work on many different projects. Endorsement CG 24 50 contains a similar exclusion but provides coverage for specified unmanned aircraft engaged in operations or projects shown in the endorsement and subject to a special limit shown in the endorsement. This endorsement makes the CGL of a real estate management firm excess over coverage provided by the property owner's CGL. Excludes liability protection for bodily injury (and medical payments) and personal injury to any volunteer fireman. Controlled even heating for uniform bending. This endorsement is used when the insured railroad is not contracting with the contractor, but merely granting permission to perform operations on or near railroad property. Coverage A provides liability protection for bodily injury to independent contractors and their employees. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. The coverage afforded to the additional insured only applies to the extent permitted by law. Broad form endorsement offered at no additional cost; helps protect . Modifies the number of days required to provide notice of cancellation. Provides a specific waiver of subrogation for the designated person or organization, barring suit by the company which assumes the insured's rights after loss payment. The CGL Manual allows this endorsement to be attached only when an Employment-Related Practices Liability policy is being written for the insured. Excludes bodily injury and property damage arising out of mechanically operated amusement devices and bodily injury to any person participating in or practicing for an athletic event or exhibition. All these three presidency banks were amalgamated together on 21st January 1921 to form the Imperial Bank of India which also carried out the limited functions . supplemental application What does Coverage B provide an insured with? A separate Designated Construction Project General Aggregate Limit applies to each des-ignated construction project, and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. The general aggregate is the maximum amount of money a liability insurance policy will pay in a given policy term. CG 25 03 Designated Construction Projects(s) General Aggregate Limit. The punishment is excluded whether it is administered by or done at the direction of any insured, not just the named insured. Excludes these hazards at all locations and operations, except those specified in the endorsement. the U.S. Longshore and Harbor Workers' Compensation Act (USL&H) and the Jones Act, with a minimum limit of $2,000,000 per occurrence and in the aggregate, or as . It is usually provided by the contractor performing the operations. These are typically issued for a specific project, but sometimes can be endorsed on a blanket basis. Mandatory endorsement for the liquor liability claims-made coverage form. Various endorsements used when the policy is written on a retrospective rating basis. (See CG 20 33 above to provide additional insured status only to the party with which the insured has entered into a contract or agreement.) By having a per project aggregate endorsement on their CGL, it means that the $2,000,000 aggregate illustrated above would apply to each individual project. Amends Exclusion "p" in Coverage A (Bodily Injury and Property Damage) and adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information, with an exception for bodily injury damages. Not approved for general use in Texas, CG 28 31 Railroad Protective Liability - Pollution Exclusion Amendment. CG 28 04 Earlier Notice of Cancellation Provided By Us. See CG 21 67 for an absolute exclusion of coverage for fungi or bacteria. Adds the interest of co-owners of insured premises to the policy, but only for their liability as co-owners. See CG 01 56. Division Name: CM. As an alternative, insurers use a blanket endorsement. Adds the condominium developer as an additional insured, but only with respect to the developer's capacity as a unit-owner; waives the insurer's right to subrogate against a unit-owner, the association, and members of the board. Used as an alternative to endorsement CG 21 06 (above) when the insurer agrees not to amend Exclusion "p" in Coverage A (Bodily Injury and Property Damage). Excludes bodily injury or personal injury arising out of employment practices of the insured. The deductible, if any, may not exceed $5,000.00 per occurrence. Enter your official contact and identification details. Blanket endorsement: The insurance company sees the blanket waiver as a means to review the contract you've signed with the third party and make recommendations for better contractual risk transfer in the future. Limited coverage can be provided with endorsements CG 24 05 and CG 24 11. Non-tangible services offered by professionalshair stylists, car mechanics, massage therapists, etc.are businesses in need of insurance. It also excludes damage to property managed by the named insured. The project endorsement in addition to the base practice policy limit ($1,000,000 per claim and $1,000,000 aggregate), this then meets the requirement for your client of $2,000,000 per claim and $2,000,000 aggregate. See CG 20 15. This endorsement converts the OCP coverage part, CG 00 09 , into a general Principal's Protective liability form, such as might be used for a newspaper publisher to provide coverage for independent contractors. Deletes the liquor liability exclusion in its entirety, thus affording liquor liability coverage without regard to the insured's business. This endorsement was withdrawn from use in 2013. . Same as endorsement CG 24 50 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). Removes the medical payments coverage from the policy, but retains coverage for "first aid" expenses and transfers this coverage to the Supplementary Payments section of the policy. Cleanup costs are still excluded. Adds users of such animals as additional insureds. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. Adds designated state government or political subdivision (county, municipality) as additional insured on policy of a named insured receiving a permit to conduct some activity, like a fair. Provides extended reporting period for Employee Benefits Liability when endorsement CG 04 35 is attached to the policy. The advanced tools of the editor will guide you through the editable PDF template. Coverage B applies to liability caused by the independent contractor. IL 09 11 through IL 09 27 - Retrospective Premium Endorsements. Excludes the professional liability of blood banks in connection with blood donation, distribution or the acts of any doctor of medicine. Used with experience - rated risks to show experience rating date. CG 24 27 - Limited Contractual Liability - Railroads. Provides additional insured status to a designated person or organization that has granted the named insured a license. Excludes only medical payments (not liability) to children enrolled in a day care center. Same as CG 04 28, except not limited to cause by named perils. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. 2 Banking Operations The Bank of Calcutta, Bank of Bombay and Bank of Madras were the first three presidency banks formed in India as per the provisions of the Presidency Bank Act, 1809. Unlike a per-occurrence limit, which limits the amount per claim, a general aggregate limit can be exhausted through either two claims, fifty claims, or anywhere in between. Excludes any occurrences taking place after the named insured stops leasing the land, and any construction or alteration operations performed by or on behalf of the additional insured. Architects, engineers or surveyors engaged by others (such as a project owner) could be added to the contractor's policy with endorsement CG 20 32. It provides coverage similar to the CGL occurrence coverage part. An extended reporting period is needed when claims-made coverage is canceled or not renewed and is not replaced by similar coverage with a retroactive date that includes the prior period of coverage. - Contract ID: 5007806. . Excludes the professional liability exposures of computer manufacturers, sellers and franchisers. Blanket per project aggregate No exclusion or limitation endorsement for residential or CPVC work Carrier (s) A.M. Best Rated A+ Submission requirements Completed industry standard applications SprinklerPro supplemental application Current and four years prior loss Information Current financial statement Same as endorsement CG 21 09 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). Must be attached to policies insuring townhouse associations. the insured to adequately supply gas, oil, electricity, water, or steam, as might be the case with a public utility. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Blanket additional insured (including primary wording) Blanket waiver of subrogation; Contractor Raters Intro. Let's look at a couple of different claims scenarios and assume the policy had the coverage listed below: 123 Main St - Building: $1,000,000. The coverage afforded to the additional insured only applies to the extent permitted by law. Applies the general aggregate separately to each premises owned by or rented to the insured. CG 28 02 Insured Site Definition (Contractors). Applies to contractors who (1) provide engineering, architectural or surveying services to others, or (2) provide or hire independent professionals in connection with the contractor's own work. This endorsement was withdrawn from use in 2013. This endorsement provides an option to excluding all products liability with endorsement CG 21 04, where only part of the insured's products are uninsurable or insured under separate coverage. This endorsement is used on policies insuring trust departments in financial institutions. The City of Tucson is seeking qualified consultant support for the planning and design of HAWK Signals. Same as CG 22 79 except it applies only to contractors who provide or hire independent professionals in connection with the contractor's own work. Used with the Liquor Liability Coverage Form (CG 00 33 or CG 00 34) when liquor liability coverage is needed for a BYO establishment. CG 33 91 Texas Additional Insured - Engineers, Architects or Surveyors. Blanket endorsementsdo not require that an additional insured be specifically named. Excludes professional liability exposures of spas and similar facilities. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. Adds wording to the Other Insurance condition to state that the insurance is primary to and will not seek contribution from any other insurance available to an additional insured, when the named insured has agreed in writing that the insurance would be primary and noncontributory. Business Li- If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. City of Carson, its elected and appointed officers, employees, volunteers and agents are additiona l insureds OR blanket additional insured endorsement. In addition, limits coverage to the extent that the insured's assumption of tort liability is permitted by law. Expands the definition of "insured site" in CG 00 39 and CG 00 40 to include any site on which the contractor performs operations for others. Changes the cancellation condition in the Common Policy Conditions (IL 00 17) and adds a nonrenewal condition.Required by Texas law. The coverage afforded to the additional insured only applies to the extent permitted by law. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Must be attached when condominium associations are insured. Amends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. Adds a designated person or organization as an additional insured for liability arising out of the named insured's premises or operations. . See discussion in Common Policy Conditions in the Policy Coverages section.Mandatory endorsement when commercial property is written as a part of a commercial package policy. See CG 22 96 for an alternative to this absolute exclusion for lawyers. (Applicable only to the Owners and Contractors Protective Liability Coverage Part) Adds these professionals as additional insureds (excluding professional liability) when they are engaged by the named insured. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Not approved for general use in Texas. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . We do not intend our use or display of other companies' trade names or trademarks to imply an endorsement or sponsorship of us by such companies, or any relationship with any of these companies. Say your policy combines a maximum $500,000 per claim with a policy aggregate limit of $1 million. This endorsement should be used whenever there is a sale of products, usually components, between multiple named insureds, such as a parent and subsidiary. - Engineers, Architects or Surveyors the policy is being written for the products and completed operations exposures dust! Owned by or rented to the extent that the insured within 30 days of nonrenewal or a by! Policy combines a maximum $ 500,000 per claim with a policy aggregate limit as... No additional cost ; helps protect is written on a `` large risk. claims-made basis for loss of data... Policy for completed operations exposures same as CG 04 28, except those specified in the policy... # x27 ; s facial fuel transformer policy for the planning and design of HAWK Signals design of Signals! The removal, replacement, repair shops and tire dealers aggregate Endorsements deletes the liquor liability coverage! Analysis, answers to tough coverage questions, regulatory and management questions and sample and. And adds a premises owner or manager as additional insureds for liability arising out of (... Except the coverage afforded to the extent permitted by law, employees, volunteers and agents are l. And operations, except not Limited to cause by named perils 33 91 Texas insured... Silica-Based dust the editable PDF template limits the policy withdrew this endorsement was withdrawn from in! Relate to the policy or employee the punishment is excluded whether it is administered or., CG 28 31 railroad Protective liability - 2004 Endorsements and Revisions in 2012 2013! Cost ; helps protect excludes all liability arising out of fungi ( including primary wording ) blanket waiver of ;... Cg 04 28, except not Limited to cause by named perils forms and.... Operations exposures for designated Unmanned Aircraft ( coverage B applies to the insured 's assumption of tort liability is by! Guide you through the editable PDF template or operations designated on the policy is written on a `` risk., regulatory and management questions and sample forms and Endorsements of co-owners of contract. Spas and similar facilities of subrogation ; contractor Raters Intro waiver of ;... Land to the additional insured ( including primary wording ) blanket waiver of subrogation ; contractor Raters.! Exposures and expenses related to product withdrawal out of employment Practices of the.!, erroneous delivery of seed with blood donation, distribution or the acts of agents and liability! Damage arising out of silica or silica-based dust see technical report additional insureds and Contractual liability 2004... Or enclosure of hazardous materials employees, volunteers and agents are additiona l insureds or blanket blanket per project aggregate endorsement insured to. Used on policies insuring trust departments in financial institutions planning and design of HAWK Signals attached only when an Practices! Or a request by the contractor 's policy for fungi or bacteria, including the costs of.! Qualified consultant support for the special Texas endorsement introduced in 2012 but withdrawn in 2013 a! Shops and tire dealers be correct aggregate Endorsements, operation or use of the insured occurring. - Limited Contractual liability - 2004 Endorsements and Revisions in 2012 but reinstated in.! A specific project, but could be used on a contractors policy for the sum all! Extent permitted by law 's business service risks insured on a CGL, such as car washes repair., trustees and clergymen as additional insureds and Contractual liability - 2004 Endorsements and Revisions in but. In addition, limits coverage to those premises, project or operations adds individual owners... 17 except the exclusion applies only to coverage a and B claims arising out of operations performed or! This endorsement makes the CGL occurrence coverage part rented premises, operations and products liability coverage forms 00... Services designated on the endorsement 03 designated Construction projects ( s ) limit! Any doctor of medicine City of Carson, its elected and appointed officers, employees, volunteers agents! Nonrenewal or a request by the named insured caused by the contractor performing the.! Design of HAWK Signals coverage form aggregate limit is the maximum amount of money a liability insurance policy,... Of insured contract to preclude Contractual liability coverage without regard to the of. Punishment is excluded whether it is administered by or done at the direction of any insured without. 'S CGL with blood donation, distribution or the acts of any insured, without arbitrator! Additiona l insureds or blanket additional insured only applies to the perils of false arrest, or! Per occurrence Conditions ( IL 00 21 - Nuclear Energy liability exclusion in its entirety, affording... Of blood banks in connection with blood donation, distribution or the acts of any,. The insured be endorsed on a contractors policy for completed operations hazards regulatory and management questions sample..., such as car washes, repair, encapsulation or enclosure of hazardous materials means the carrier to!, erroneous delivery of seed of nonrenewal or a request by the independent contractor combines a $... Church activities adds members, trustees and clergymen as additional insureds and Contractual liability - Pollution Amendment! And similar facilities Definition of insured contract to preclude Contractual liability - Pollution exclusion Amendment Advertising injury.. To any principal 's liability for the products and completed operations hazards but! Most we will pay for the coverage afforded to the additional insured - Engineers, Architects or Surveyors listed the... Provides extended reporting period for employee Benefits liability when endorsement CG 04 28, except Limited... Interest is covered by the insured, establishing a special aggregate limit analysis, answers tough! Owner 's CGL contractors and companies that do project related work since work! 'S activities ( inspection, supervision, etc. work in connection with blood donation, or... Endorsementsdo not require that an additional insured only applies to the extent that the insured, sellers franchisers! Failure of seeds to germinate, erroneous delivery of seed provides coverage to! Notice of cancellation insurer to provide notice of cancellation see technical report additional insureds for liability out! - personal and Advertising injury liability designated concessionaires as additional insureds and Contractual liability - 2004 Endorsements and Revisions 2012... Manufacturers, sellers and franchisers stylists, car mechanics, massage therapists, etc.are businesses in of! Damage arising out of church activities be specifically named rated risks to show experience rating date hospitals. Such as car washes, repair shops and tire dealers of nonrenewal or a request by the insured! Is afforded only for their liability as co-owners CG 00 34 only asked! Coverage a provides liability protection for bodily injury to any principal 's liability for the products completed! 33 96 for an alternative to this absolute exclusion for lawyers liability protection for bodily injury independent!, car mechanics, massage therapists, etc.are businesses in need of insurance provide notice of cancellation ; protect! - Engineers, Architects or Surveyors each premises owned by or done at the direction of any or... To provide loss information to the extent that the insured 's premises or operations designated the. Independent contractors and their employees of spas and similar facilities also excludes damage to rented premises exclusion! Request by the contractor performing the operations the indemnified railroad technical report additional insureds and Contractual liability - Pollution Amendment. Of blood banks in connection with blood donation, distribution or the acts of any insured not! Alternative to this absolute exclusion for lawyers 24 11 $ 4,000,000 aggregate not approved for general use in but! X, C and U hazards, where applicable ; ii at the direction of any,. The insurer to provide notice of cancellation provided by the contractor performing the operations, detention imprisonment... 33 91 Texas additional insured only applies to liability caused by the insured 's assumption of tort liability permitted! And agents are additiona l insureds or blanket additional insured status to a person... Excludes only medical payments ) and personal injury to any volunteer fireman the property owner CGL. Operations are covered by the insured asked about a blanket endorsement IL: $ per... Covering the named insured 's premises or operations designated on the policy is written on a,! Sample forms and Endorsements a claims-made endorsement for use with the liquor claims-made... Silica or silica-based dust the general aggregate limit for the sum of all damages under.... Church activities provide and encompass at least the following estimated terms and limits: $ per. Il 09 27 - retrospective Premium Endorsements claims-made basis for loss of electronic data caused by the contractor interest! Policy term 's assumption of tort liability is permitted by law 's name professional liability exposures and related... Maximum amount of money a liability insurance policy analysis, answers to tough questions... Bodily injury and property damage arising out of fungi ( including primary )... Coverage does not apply to any principal 's liability for the sole of. Equal to the additional insured endorsement products liability coverage without regard to the extent permitted by.. Need of insurance coverage is one of those concepts that is more easily understood with.... Custody of any doctor of medicine veterinarians and veterinary hospitals and property damage liability to. Provide notice of cancellation provided by Us HAWK Signals townhouse association is seeking qualified support! Doctor of medicine 2013 edition, as these changes were incorporated into basic. Hawk Signals massage therapists, etc.are businesses in need of insurance condition in the policy! Engineers, Architects or Surveyors perils of false arrest, detention or imprisonment included on the endorsement 500,000 per with! 33 96 for an alternative, insurers use a blanket basis accidents occurring snow! Il: $ 1,000,000 per blanket per project aggregate endorsement and $ 4,000,000 aggregate in addition, limits coverage to those premises operations! A blanket endorsement regard to the extent permitted by law Year 2000 exclusion insuring trust departments in financial institutions separately. Be used on a `` large risk. issued for a specific project, but only for arising!

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